More than $3,000 in loan debt is accrued every second, according to Debt.org. Between 2004 and 2013, student loan debt tripled, reaching a new high of $986 billion during that period. Students have more debt than ever before. “The class of 2016 owes an average of $37,173,” according to loan expert, Mark Kantrowitz, which is more than any class before it. With students taking